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Home Insurance
12 months cover...for the price of 9
...PLUS an additional 30% online discount
Discounts:
- for new customers taking Standard and Elite cover in the first year
- applied consecutively to your individual annual premium
- exclude optional home emergency cover and family legal protection
- can be withdrawn at any time
- remain available for 90 days when you save your quote
Please read How we will use your information,
Legal Information and our Key Facts (PDF, 33KB) document, as well as saving/printing it before proceeding.
Underwritten by U K Insurance Limited
With RBS Home insurance you can enjoy a wide range of benefits and a choice of Standard or Elite cover.
- Standard home insurance
- Contents cover up to £50,000 and £1m Buildings cover - Elite home insurance
- Contents cover up to £100,000 and Unlimited Buildings cover - Accidental damage cover
– for DVD players, TVS, hi-fi equipment and PCs.
More discounts available
- Existing RBS car insurance customer get a further introductory 10% discount in the first year.
Car insurance customers
Existing RBS car insurance customer get a further introductory 10% discount in the first year.
If more then one discount applies than these will be deducted consecutively from your individual premium.
All quotes valid for 90 days.
No Direct Debit charges
No charges if you wish to pay monthly.
(Subject to credit agreement and eligibility. Credit facilities: Over 18s only. Representative 0.0% APR).
If you want to spread the cost of your insurance over the year, we won’t charge you for it.
| Benefits | Standard cover | Elite cover |
|---|---|---|
| Independent rating from Defaqto |  |  |
| Contents Sum Insured | Up to £50,000 | Up to £100,000 |
| New for old cover |  (apart from clothing) | |
| Accidental damage cover for home entertainment | | |
| Valuables single item limit | £2,000 | £3,000 |
| Freezer contents | £500 | Unlimited |
| Garden contents cover | £500 | £1,500 |
| Business equipment in your home | £5,000 | £10,000 |
| Money in the home | £300 | £1,000 |
| Matching items cover (we will make sure that any items damaged are replaced with matching items, i.e. sofa’s, bathroom ware) | | |
| Sports equipment and membership fee cover if you can’t use your fitness club due to accidental injury | (max claim £500) |
| Benefits | Standard cover | Elite cover |
|---|---|---|
| Independent rating from Defaqto | | |
| Buildings sum insured | Up to £1,000,000 | Unlimited |
| Garages and outbuildings (including sheds) | (apart from clothing) | |
| Alternative accommodation | £25,000 | £35,000 |
| Burst or frozen plumbing in your home | | |
| Locks on outside doors | £1000 | Unlimited |
| Accidental breakage of fixed glass and ceramic sanitary ware | | |
| Forced entry by emergency services | £1,000 | £2,000 |
| Up to £50 towards cancellation fees incurred when switching to us | | |
Ready to apply?
-
Call
0800 051 1450
Minicom
0800 051 3030
Lines are open
Mon to Fri 8am - 8pm
Sat 9am - 5pm
Sun 10am - 5pm
Bank Holidays 9am - 5pm (excluding Christmas Day, Boxing Day, New Years day and Easter Sunday)
Calls may be recorded
