Current accounts
At RBS we make your everyday banking simple and straightforward
Helpful banking comes as standard with every RBS current account
All the essentials to make everyday banking easy
- No monthly account fee
- Visa debit card
- UK only call centres
- Overdraft (subject to eligibility)
Manage your money the way you like with our digital banking, mobile banking apps and at over 640 branches
Save money on things you may already spend on
- Annual European travel insurance - Members and joint account holders aged 70 years and over must pay an annual premium of £50
- Mobile phone insurance
- 5 music download every month from hmvdigital
- 3 DVD rentals every month from LOVEFiLM
Plus other great benefits worth up to £426 a year
Everyday banking with added protection
- Annual worldwide travel insurance - Members and joint account holders aged 70 years and over must pay an annual premium of £50
- Mobile phone insurance
- Green Flag Breakdown Cover
- Discounts on holidays, flights and hotels
5 star defaqto rated account with extra benefits worth £933 a year
Quick Links
- Compare our range
- Overdrafts
- Emergency Cash
- Banking on the move
- Switching to RBS
- Digital Banking
For our Existing customers
Overdrafts
An overdraft can give you extra breathing space for your finances. Apply for an overdraft or change your limit. Over 18's only.
Make the most of your account benefits
Find out how to make the most of your benefits if you have a, Select Silver, Royalties Gold, Black account or Student account.
Upgrade your account
Add benefits like travel and mobile insurance or car breakdown cover– it's easy to upgrade your account online. Monthly account fees apply.
Switching to your RBS account
It's easy to switch your everyday banking to RBS because we have a dedicated switching team to do the work for you.