Current account options
- Select Account
- Select Silver Account
- Royalties Gold
- Black Account
- Student current account
- Graduate current account
- Bank accounts for young people
- Bank accounts for international students
- Other accounts
- Compare our range
Existing customers
Help and guides
Rates and charges
Useful information
Upgrade your account
It's easy to upgrade your current account online
| Expand / Collapse additional benefits | Select Account No monthly account fee | Select Silver Account £8 per month | Royalties Gold £12.95 per month |
|---|---|---|---|
| Great if you... | ...want all the essentials to make everyday banking easy for you. | ...like films and music, European travel and want straightforward banking. | ...go on family holidays and want protection for your car, mobile and travel. |
| Visa Debit card | |||
| Branch Banking - over 640 UK branches | |||
| Digital Banking | |||
| UK Call centres 24/7 | |||
| Mobile Banking and iPhone app | |||
| Text alerts | |||
| Full UK ATM access | |||
| Emergency cash | |||
| Overdraft (subject to eligibility) | |||
| Overdraft interest free threshold | £100 | £100 | £250 |
| Cheque book | |||
| Direct Debits and standing orders | |||
| Dedicated switching team | |||
| Fraud alerts | |||
| 5 Star Defaqto rated Travel insurance. | Annual multi-trip European cover (Members and joint account holders aged 70 years and over must pay an additional annual premium of £50). | Annual multi-trip Worldwide cover (Members and their partners aged 70 years and over must pay an additional annual premium of £50). | |
| Mobile Phone Insurance | Up to £750 replacement value | Up to £1000 replacement value | |
| Green Flag Car Breakdown Cover - incl. Homecall | |||
| LOVEFiLM DVD Rentals - Online access is required | |||
| hmvdigital downloads | |||
| Identity Theft Assistance | |||
| Preferential Travel Money | |||
| Family days out - 20% off at over 200 UK attractions | |||
| 5 Star - up to 10% off | |||
| 25% cashback on tickets for events and gigs | |||
| Extended Warranty | |||
| Accidental death Insurance | |||
| UK airport lounge access | |||
| 25% discount on dining | |||
| Home emergency cover | |||
| Discounted Car Insurance (subject to minimum premium). | |||
| Discounted Home Insurance | |||
| Great savings rates | |||
| Tailored rates on personal loans and credit cards and preferential overdraft rates | |||
| Show all 33 benefits | Show all 33 benefits | ||
| Potential Saving | up to £426 | up to £933 | |
| Find out more | Find out more Upgrade | Find out more Upgrade |
Black Account
For a premium account with our highest levels of travel, protection and leisure benefits, choose a Black Account. You must earn at least £100,000, or £150,000 joint annual income for a joint account, or have savings of at least £50,000 with us to be eligible. Monthly fee £24.