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Upgrade your account


It's easy to upgrade your current account online




Expand / Collapse additional benefits Select Account
No monthly
account fee
Select Silver
Account

£10 per month
Select Platinum Account
£16 per month
Great if you......want all the essentials to make everyday banking easy for you....like films and music, European travel and want straightforward banking....want 5* Defaqto rated insurances for worldwide travel, your mobile and car breakdown as well as much more.
yes
Visa Debit card
yesyesyes
yes
Branch Banking - over 640 UK branches
yesyesyes
yes
Digital Banking
yesyesyes
yes
UK Call centres 24/7
yesyesyes
yes
Mobile Banking and iPhone app
yesyesyes
yes
Text alerts
yesyesyes
yes
Full UK ATM access
yesyesyes
yes
Emergency cash
yesyesyes
yes
Overdraft (subject to eligibility)
yesyesyes
yes
Overdraft interest free threshold
yes
£100
yes
£100
yes
£250
yes
Cheque book
yesyesyes
yes
Direct Debits and standing orders
yesyesyes
yes
Dedicated switching team
yesyesyes
yes
Fraud alerts
yesyesyes
yes
5 Star Defaqto rated Travel insurance.
 yes
Annual multi-trip
European cover

(Members and joint account holders aged 70 years and over must pay an additional annual premium of £50).
yes
Annual multi-trip
Worldwide cover for you and your family for up to 31 days per trip, including winter sports

(members and joint account holders aged 70 years and over must pay an additional annual premium of £50 per account) and you must call us if you have an existing medical condition).
yes
Mobile Phone Insurance
 yes
Covers original replacement value
(excluding additional embellishments)
yes
Covers original
replacement value
(excluding additional embellishments)
yes
Green Flag Car Breakdown Cover - incl. Homecall
  yes
includes National Recovery
yes
LOVEFiLM DVD Rentals - Online access is required
 yes 
yes
hmvdigital downloads
 yes 
yes
Identity Theft Assistance
 yes 
yes
National Trust for Scotland Days Out
  yes
yes
tastecard Membership
  yes
yes
Preferential Travel Money
 yesyes
Show all 23 benefits  Show all 23 benefits
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Black Account

For a premium account with our highest levels of travel, protection and leisure benefits, choose a Black Account. You must earn at least £100,000, or £150,000 joint annual income for a joint account, or have savings of at least £50,000 with us to be eligible. Monthly fee £24.