Current account options

• Select Account
• Select Silver Account
• Royalties Gold
• Black Account
• Student current account
• Graduate current account
• Bank accounts for young people
• Bank accounts for international students
• Other accounts
• Compare our range

Existing customers

• Access your benefits
• Upgrade your account
• Text alerts
• Mobile Banking

Help and guides

• Guide to bank accounts
• Common questions
• Help with financial difficulty

Rates and charges

• Rates and charges
• Overdraft charges update

Useful information

• Switching your current account
• Required ID
• Ways to bank with us
• Post Office services
• Debit cards
• Cheques
• Standing Orders and Direct Debits
• Terms and conditions
• Recognised Products and Services
• Dormant Accounts

Important information

You can download PDFs of our terms and conditions for our current and savings accounts and our charges and rates of interest leaflet.

For customers with current accounts opened before 4th July 2011 who have not been notified of a change to their current account and the applicable Terms, and for customers with savings accounts:

• RBS Personal and Private Banking - Terms and Conditions (PDF, 259KB)

For customers with current accounts opened on or after 4th July 2011 plus customers with current accounts opened before 4th July 2011 who have been notified of a change to their current account and the applicable Terms:

• RBS Personal & Private Current Account Terms; Personal & Private Current Account Fees & Interest Rates; Helping you get the most from your Personal & Private RBS Current Account (PDF, 1.36MB)

Recent communications detailing changes to our Terms and Conditions