Online Banking

Current accounts
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Our current accounts

Select Account

Our straightforward no monthly fee current account.

Select Silver Account

Like films, music, European travel & want straightforward banking? Monthly fee £10.

Select Platinum Account

With 5* Defaqto rated insurances for worldwide travel, your mobile and car breakdown as well as much more. Monthly account fee £16

View our full range of current accounts

Tools & guides

Our dedicated switching team

Guide to current accounts and debit cards

Standing Orders and Direct Debits explained

Help with financial difficulty

Existing account holder?

Find out more about your benefits

Access your benefits through Membership Services

Upgrade your account

Upgrade to a Student account

Rates & charges

Important information

Royalties Gold
Credit cards
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Credit Card range

Balance transfer credit cards

Purchase credit cards

Student Credit Card

Compare credit cards

Useful information

Guide to credit cards

Existing card holder?

Manage your card online

Your card benefits
Mortgages
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If you do not currently have an RBS mortgage

First time buyer

Moving home

Remortgaging

Offset mortgage

Home Insurance

If you currently have an RBS mortgage

Looking for a new deal?

Moving home for existing RBS mortgage customers

Borrow more

Change my details

Home Insurance

Tools & guides

Mortgage guides

A video to show exactly how we can help you through the mortgage buying process.

How much can I borrow?

Use our simple calculator to find out how much money we could lend you.

Help me find a mortgage

Work out what your monthly repayments could be.

First time buyer guide

Common questions

Jargon buster

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Loans
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Our loans

Personal Loan

Fixed payments for the lifetime of the loan

Borrow between £1,000 and £25,000

Only available to existing RBS current account holders

FlexiLoan for Graduates

Borrowing for homeowners

Tools & guides

Loans Calculator

Debt Consolidation

Common questions

Guide to loans

Existing loan customer?

Borrowing more?

How to apply for extra borrowing if you are an existing RBS loans customer.

Change your repayment options

Experiencing repayment difficulties?
Savings
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Our savings accounts

Direct Saver

Instant access to your money 24/7 with no penalties or withdrawal charges.

e-ISA

Monthly interest with no withdrawal penalties.

Fixed Rate Bond: Internet Only Edition

Save for one year with a minimum deposit of £2,000. No partial withdrawals or additional deposits.

View our full range of savings accounts

Tools & guides

Budget calculator

See if you could start saving.

Savings goals

Whatever you're saving for, set a goal and track your progress towards it.

ISA guide

What is an ISA? And why should you have one? Our simple guide can help.

Existing account holder?

Information for existing RBS ISA customers

Savings rates

Important information
Investments
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Investment

Investments

Helping you plan your future investment.

Financial advice service

Get professional advice about your financial future.

Direct investing

Your choices explained - investments you can select yourself.

Tools and Guides

A guide to investments

A guide to ISA investments

A guide to investing for children

A guide to investing for retirement

Existing customers

Investments purchased before 3rd December 2012

Key customer documents

Online valuations
Insurance
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Our insurance products

Home insurance

Essentials contents insurance

Car insurance

Life insurance

Income insurance

Income protection

Insurance guide

Guide to insurance

Already have a quote?

Retrieve a saved home or car insurance quote
Travel & international
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Our travel services

Travel money

Easy to order currency & Travellers Cheques.

Our international services

Making international payments

A choice of ways to receive money from overseas.

Receiving international payments

A choice of ways to send money overseas.

International personal banking

Our range of offshore banking and investment services.
Ways to bank with us
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Digital Banking

Our Digital Banking service

Why bank online?

Help and support for online banking

Sign up for Online Banking

Mobile Banking

Our Mobile Banking service

Mobile Banking for Android

Mobile Banking for BlackBerry

Mobile Banking for iPhone

Mobile Banking for iPad

Mobile Banking for Windows Phone

Branch banking

Branch locator

Find a convenient branch or cash machine.

Our branch services

Other ways to bank

Telephone banking

Post Office Services

Mobile branch banking

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Current account options

Existing customers

Help and guides

Rates and charges

Useful information

Terms and conditions

Important information

You can download PDFs of our terms and conditions for our current and savings accounts and our charges and rates of interest leaflet.

For customers with current accounts opened before 4th July 2011 who have not been notified of a change to their current account and the applicable Terms, and for customers with savings accounts:

RBS Personal and Private Banking - Terms and Conditions (PDF, 259KB)

For customers with current accounts opened on or after 4th July 2011 plus customers with current accounts opened before 4th July 2011 who have been notified of a change to their current account and the applicable Terms:

RBS Personal & Private Current Account Terms; Personal & Private Current Account Fees & Interest Rates; Helping you get the most from your Personal & Private RBS Current Account (PDF, 197KB)

Recent communications detailing changes to our Terms and Conditions

Useful information

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