Current account options

Useful information

Type of Current Accounts (all monthly interest)	Gross Rate % p.a.		AER %		Net Rate % p.a.		Current Interest Rates Effective From
Type of Current Accounts (all monthly interest)	Previous	Current	Previous	Current	Previous	Current	Current Interest Rates Effective From
Royalties Gold
Any amount	0.25	0.15	0.25	0.15	0.20	0.12	02/10/06
Royalties
Any amount	0.20	0.15	0.20	0.15	0.16	0.12	02/10/06
Interest Paying Current Account
Any amount	0.20	0.10	0.20	0.10	0.16	0.08	02/08/99
Student Royalties
Any amount	2.00	1.02	2.02	1.02	1.60	0.82	01/12/08
Graduate Royalties
Any amount	2.00	1.02	2.02	1.02	1.60	0.82	01/12/08
Royalties Premier *
£1 - £2,499	0.25	0.15	0.25	0.15	0.20	0.12	02/10/06
£2,500 - £4,999	0.35	0.15	0.35	0.15	0.28	0.12	02/10/06
£5,000 - £9,999	0.55	0.30	0.55	0.30	0.44	0.24	02/10/06
£10,000+	0.75	0.50	0.75	0.50	0.60	0.40	02/10/06
R21 Account (over 15 years old) **
Any amount	2.25	1.29	2.27	1.30	1.80	1.03	01/12/08
Key Account
Any amount	N/A	0.10	N/A	0.10	N/A	0.08	26/07/99
Cash Account
Any amount	N/A	0.10	N/A	0.10	N/A	0.08	N/A

* Royalties Premier is not available to new customers

** R21 is not available to new customers

Amount	Gross Rate % p.a.		AER % (Variable)		Net % p.a.		Current Rates Effective From
Amount	Previous	Current	Previous	Current	Previous	Current	Current Rates Effective From
Revolve Account (11-18 years old)
Any amount	3.11	1.98	3.15	2.00	2.49	1.58	01/12/2008
Cash Club (7-10 years old) - Quarterly Interest
Any amount	3.85	2.35	3.91	2.37	3.08	1.88	01/12/2008

Amount	Monthly %		EAR %		Current Rates Effective From
Amount	Previous	Current	Previous	Current	Current Rates Effective From
Royalties Gold
All amounts	N/A	1.32	N/A	17.00	28/04/08
17.00% EAR typical
Previous rates
+£5,000	1.14	N/A	14.55	N/A	02/01/07
£1,000 - £4,999	1.22	N/A	15.65	N/A	02/01/07
Below £1,000	1.27	N/A	16.35	N/A	02/01/07
16.35% EAR typical Rates from 15.65% EAR to 16.35% EAR
Royalties
All amounts	N/A	1.40	N/A	18.20	28/04/08
18.20% EAR typical
Previous rates
+£5,000	1.26	N/A	16.25	N/A	02/01/07
£1,000 - £4,999	1.38	N/A	17.85	N/A	02/01/07
Below £1,000	1.41	N/A	18.25	N/A	02/01/07
18.25% EAR typical Rates from 17.85% EAR to 18.25% EAR
Interest Paying Current Account
All amounts	N/A	1.48	N/A	19.24	28/04/08
19.24% EAR typical
Previous rates
+£5,000	1.32	N/A	17.05	N/A	02/01/07
£1,000 - £4,999	1.46	N/A	19.05	N/A	02/01/07
Below £1,000	1.53	N/A	19.95	N/A	02/01/07
19.95% EAR typical Rates from 19.05% EAR to 19.95% EAR
Royalties Premier *
All amounts	N/A	1.06	N/A	13.50	28/04/08
13.50% EAR typical
Previous rates
+£5,000	0.84	N/A	10.50	N/A	02/10/06
£1,000 - £4,999	0.87	N/A	10.90	N/A	02/10/06
Below £1,000	0.90	N/A	11.40	N/A	02/10/06
11.40% EAR typical Rates from 10.90% EAR to 11.40% EAR