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Cheque guarantee scheme
Cheques
The Industry Cheque Guarantee Card Scheme closed on 30 June 2011
Following an industry wide decision, the Cheque Guarantee Card Scheme closed on 30 June 2011. You can still write cheques, but you are no longer able to use your Visa Debit card to guarantee payment, although your card will be accepted at retailers and cash machines as normal.
This is something that’s happened across all banks, not just RBS.
Debit card, standing order or Direct Debit are just some of the payment methods you can use instead of paying by cheque.
You can continue to use cheques to pay for goods and services even though the Cheque Guarantee Card Scheme has ended.
You will only receive a new card without a cheque guarantee hologram when your current Visa Debit card is replaced or expires.
