Tell me moreCurrent account options
- Standard current account
- Extra benefit current accounts
- Student current account
- Graduate current account
- Bank accounts for young people
- Other accounts
Help and guides
Rates and charges
- Interest rates
- Current account charges
- Overdraft charges update
- Important Changes to Overdraft Pricing
Useful information
Demands & Needs
Upgrade
Royalties current accounts are designed to save you money.
| Key features | Royalties £6.95 per month | Royalties Gold £12.95 per month |
|---|---|---|
Mobile phone insuranceProtect against accidental or malicious damage, loss and theft  Mobile phone insurance - great cover for your mobile phone including iPhones. (up to 2 phones with Royalties Gold for joint accounts) |
|
|
Backup your mobileSave your valuable information to our secure online service – Numbers Vault™. Then simply transfer them to a new or replacement phone. Close panel Backup your mobile - backup and restore your numbers |  | |
Worldwide travel insuranceCover for you, your spouse or partner and – when they
 Worldwide travel insurance - multi-trip cover for you and your family, with a 5 Star Defaqto rating | | |
Holidays with 10% offUse our Travel Service to save 10% on package holidays,
 Travel Service - 10% off selected holidays and flights | | |
Discounted hotel bookingThousands of hotels worldwide - with up to 60% off.  Discounted hotel booking - up to 60% savings at more than 20,000 hotels. | | |
Car breakdown coverRoyalties Gold includes Green Flag roadside assistance, vehicle recovery, plus help if your car won’t start in the morning. Close panel Car breakdown cover - with Roadside assistance and homecall |
| |
Car InsuranceReceive a 10% discount on your RBS motor insurance
Car Insurance - additional 10% discount. Subject to minimum premium criteria. |
|
|
Home emergency coverWhat happens if your lighting completely fails or a pipe bursts?
These problems and many more are covered – with  Home emergency cover - up to £500 to help with repair costs, lines open 24 hours a day | | |
Home insuranceProtect one of your most valuable assets. Receive an
 Home insurance - an additional 10% off our home insurance in the first year, with 4 Star Defaqto rating. Excludes offers where we Guarantee to Beat your existing or renewal premium from another provider. | | |
Extended warrantyBoost the original manufacturer's warranty when you buy almost any domestic electrical item. Cover as many items as you like – automatically. Maximum total cover is three years. Close panel Extended warranty - additional cover for domestic electrical goods | | |
Protect your cardsOne call cancels your registered debit and credit cards, and orders replacements if they’re lost or stolen. Stranded overseas? We'll advance you emergency cash and help with airline tickets. Close panel Protect your cards - cover if your registered debit or credit cards are lost or stolen | | |
Identity theft protectionUp to £5,000 of cover to defend and restore your credit status. A credit report and card monitoring service allows you to spot potential problems. Close panel Identity theft protection - defend and restore your credit status after fraud | | |
Credit cardsQualify for a tailored rate on our Classic Credit Card  Credit cards - tailored rate | | |
Royalties Saver AccountInstant access and preferential rates. Only Royalties Gold customers can open a Royalties Saver account. Close panel Royalties Saver Account - an instant access savings account offering preferential rates | | |
SavingsWe make your money work harder, with an extra 0.25% gross interest on your Instant Access Savings Account. Close panel Savings - earn a bonus on our Instant Access Savings Account | | |
Tailored rates for Personal loans, overdrafts and MortgagesOur specially tailored Royalties Gold rates and deals could help bring down the cost of borrowing. Close panel Tailored rates for Personal loans, overdrafts and Mortgages - why pay more? | | |
Eating outYou and up to three friends can visit over 450 UK restaurants (up to 700 with Royalties Gold). Claim 25% off the total bill, including drinks. Close panel Eating out - save 25% at hundreds of selected UK restaurants | | |
EntertainmentSave up to 25% when you book tickets for plays, concerts, stand-up comedy, musicals and exhibitions. Up to two tickets per booking with Royalties – or six with Royalties Gold. Close panel Entertainment - cash-back on concert and theatre tickets | | |
| Many, many more features... | | |
| Potential Annual Saving | £332 | £933 |
| Find out more Apply online | Find out more Apply online |
Please note that some of these offers are obtained by booking through Royalties Membership Services. Please view the account information for more details.
Earn over £100,000 or have £50,000 to invest?
A current account to suit your lifestyle - with options such as bond dealing and Spanish mortgages.