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Current account options
- Select Account
- Select Silver Account
- Select Platinum Account
- Black Account
- Student current account
- Graduate current account
- Bank accounts for young people
- Bank accounts for international students
- Basic Account
- Other accounts
- Compare our range
Existing customers
- Welcome to RBS
- Overdrafts
- Access your benefits
- Royalties Gold
- Upgrade your account
- Upgrade to a Student Account
- Text alerts
- Mobile Banking
Help and guides
Rates and charges
Useful information
Compare our current accounts
Current account options
Great RBS service, whichever account you choose
Manage your account your way - online, by calling our UK based telephone banking service, on your mobile or at your RBS branch.
Compare account benefits and features
| Expand / Collapse additional benefits | Select Account No monthly account fee | Select Silver Account £10 per month | Select Platinum Account £16 per month |
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| Great if you... | ...want all the essentials to make everyday banking easy for you. | ...like films and music, European travel and want straightforward banking. | ...want 5* Defaqto rated insurances for worldwide travel, your mobile and car breakdown as well as much more. |
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| £100 | £100 | £250 |
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| Annual multi-trip European cover (Members and joint account holders aged 70 years and over must pay an additional annual premium of £50). | Annual multi-trip Worldwide cover for you and your family for up to 31 days per trip, including winter sports (members and joint account holders aged 70 years and over must pay an additional annual premium of £50 per account) and you must call us if you have an existing medical condition). | |
| Covers original replacement value (excluding additional embellishments) | Covers original replacement value (excluding additional embellishments) | |
| includes National Recovery | ||
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| Show all 23 benefits | Show all 23 benefits | ||
| Find out more Apply online | Find out more Apply online | Find out more Apply online |
Black Account
For a premium account with our highest levels of travel, protection and leisure benefits, choose a Black Account. You must earn at least £100,000, or £150,000 joint annual income for a joint account, or have savings of at least £50,000 with us to be eligible. Monthly fee £24.
Basic Account
The Basic Account only offers access to RBS (including those in Tesco), NatWest and Ulster Bank
cash machine, no overdraft facility and no monthly account charges.
Our most basic bank account, offering just the essentials of current account banking
- Bill payment facilities – set-up Direct Debit and standing order payments.
- Cash withdrawals – withdraw up to £300 a day from any RBS (including those in Tesco), NatWest or Ulster Bank cash machine in the UK.
- Withdraw money overseas – use your Visa debit card at any overseas cash machine that shows the Visa logo – subject to fees and charges.
- Manage your money – online, on the phone or at one of our branches.
If you would like a bank account with full access to UK cash machines, a Select Account may be more suitable.
Students and graduates
A package of banking benefits and extras designed for the way you live your life.
Student current account
If you’re a first year undergraduate going to university, this account could help you while you study.
Graduate account
Make the move to the world of work, with an interest-free overdraft and tailored rate graduate loans. Over 18’s only.
Your Revolve account comes loaded with benefits. Here are just a few of them:
- A debit card – use it in shops, over the phone and online. Plus, design the look of your card with your own photo, artwork or a design from our online library. There is a £5 charge for using your own design.
- Free texts or music downloads – when you top up your mobile at our cash machines.
- Top tips – on managing your money and the chance to earn extra cash by sharing your ideas.
Why switch to RBS?
We make switching easy – and we’ll do our best to match any deal with your current bank.