An overdraft can give you extra breathing space for your finances. Apply for an overdraft or change your limit. Over 18's only.
Find out how to make the most of your benefits if you have a, Select Silver, Royalties Gold, Select Platinum, Black account or Student account.
Add benefits like travel and mobile insurance or car breakdown cover– it's easy to upgrade your account online. Monthly account fees apply.
It's easy to switch your everyday banking to RBS because we have a dedicated switching team to do the work for you.
Extra breathing space for your finances
If you're over 18, an overdraft can give you flexibility and access to some extra money (subject to eligibility and account holding).
Borrow up to your approved limit at any time, and:
Mobile Banking is available on iPhone, iPad, Android and BlackBerry smartphones
Check your balance, pay your friends, family and bills and move money between your RBS accounts.
See your last six transactions for all your online accounts including:
Get details of your nearest RBS branches and cash machines.
You can get Mobile banking if:
RBS will not charge you for any Mobile Banking services, however, your mobile network provider might charge depending on your tariff.
Our digital banking service helps you:
To sign up for digital banking you need to have a RBS account and be aged 16 or over.
Please note that system updates will mean that digital banking is unavailable for short periods in the early hours of the morning.
If your debit card is lost or stolen and find yourself short of money, we can provide you with emergency cash.
Just phone the bank report your card missing and get a six-digit code which you can use to access money from any RBS, NatWest or Ulster cash machine.
You can access up to £300 if you're an online or phone banking customer and up to £60 if you're not.
To use this service you must: