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• Credit card security
• Card Protection Plus
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Card Protection Plus insures and protects registered cards if they are lost or stolen. One free phone call will cancel all your cards and order replacements.

All your credit, store and debit cards can be registered, as well as those for up to four other adults, over the age of 18, in your household.

• Keyfacts about our Insurance Services, Policy Summary and Terms and Conditions (PDF 289KB)

What is covered?

If your cards are lost or stolen one phone call will cancel all your cards and order replacements.

Lock and key cover of up to £600 to replace your locks and keys if they are lost, stolen or damaged. Just notify Card Protection Plan Ltd, the insurer, within 24 hours of discovering your keys are lost or stolen and before you incur any costs.

Unauthorised transaction cover of up to £20,000 to cover lost or stolen cards that is not reimbursed by your card issuer (must be reported within 24 hours of discovering your cards are lost or stolen).

If they are lost or stolen when away from home you can apply for up to £5,000 emergency cash advance to help you get back on your feet, and up to £5,000 to pay for lost tickets and travel documents. You may also apply for up to £3,000 towards hotel bills if you are abroad whilst your cards go missing.

Cash advance is subject to status, interest-free and repayable within 28 days.

If your mobile phone is lost or stolen Card Protection Plus will cover up to £1,000 unauthorised use for the 12 hours before you report the loss and connect you to your network provider to lock the phone.

How much does it cost?

Protection for just £36.99 for one year or £89.99 for 3 years including Insurance Premium Tax. Interest, where applicable, will be charged in line with our terms and conditions.

Royalties Gold and Black account customers receive a form of card protection as part of their package. Monthly fee is £12.95 for Royalties Gold and £24 for Black account.

- Still not sure?
You can cancel the cover within 21 days of the start date and receive a full refund.

- How do I apply?
It’s easy – just select Card Protection Plus when you apply for your card online. Or you can apply later if you prefer by calling Card Protection Plan Ltd (the providers of this policy) on 0844 848 2914.

- Find out more.
Call Card Protection Plan Ltd (the providers of this policy) on 0844 848 2914. Terms, conditions and limitations may apply to various aspects of your cover – full details will be provided before you join.