Digital Banking
We use cookies to help provide you with the best possible online experience. By using this site, you agree that we may store and access cookies on your device. You can find out more about and set your own preferences.
You are here:
Enjoy 0% on balance transfers for 13 months
for a low fee of just 1.0%
Platinum Credit Card - Low Balance Transfer Fee Offer
- 0% interest for 13 months from account opening on balances transferred within 3 months
- A low balance transfer fee of 1.0% (min £5)
- 0% interest on purchases for 6 months from account opening
Representative example
- Representative APR: 18.9% APR (variable)
- Purchase rate: 18.95% p.a. (variable)
- Assumed Credit Limit: £1,200
The actual credit limit assigned to your account will vary depending on our credit assessment of you.
Important information you should read before applying
0% interest for 13 months on balances transferred within 3 months of account opening (1.0% fee, min £5). After 13 months for balance transfers and after 6 months for purchases the standard annual rate will be 18.95% p.a. (variable).
We may end any introductory offer, including any balance transfer offer, if you do not pay on time or stay within your credit limit.
Balance transfers are limited to 95% of the credit limit.
Balance transfers from other Royal Bank of Scotland Group cards are not permitted.
Interest on fees and charges is payable in line with our terms and conditions.
Credit Card Applications including a Balance Transfer
It may take up to three weeks to process your application and for the payment to reach your other accounts. In this time you need to continue to make payments to your other cards to keep them up to date and avoid paying any penalty fees.
We use your application details and information obtained from credit reference agencies to decide the APRs we offer to individual customers. At least 51% of customers offered a credit card will receive our Representative 18.9% APR (variable). The standard interest rate for purchases and effective rates for balance transfers and money transfers for other customers will be either 19.9% p.a., 20.9% p.a. or 21.9% p.a.
The Royal Bank of Scotland plc. Registered in Scotland. No. 90312. Registered Office: 36 St Andrew Square, Edinburgh EH2 2YB.
Your Benefits
- Manage your card online
- Fraud protection alerts
- 24/7 telephone banking
- Fantastic discounts with MasterCard
- And more...
Your important documents
(These are for information only and do not replace the Terms and Conditions in the application process)
Application Checklist
Before you apply make sure:
- You have an income over £10,000 per annum
- You are aged 18 or over
- You are a UK resident
- You know your income, employer's name and employer's address
- You have your last three years address details
- You have not already applied for this card within the last six months