

| Offer | Description |
|---|---|
| Interest-free overdraft | Be prepared for the unexpected with an interest-free overdraft from RBS, up to £2,750. Your interest free overdraft facility is only available after your A-level results provided you are over 18. Please pop into your local branch on or after 16th August with your University place confirmation to arrange. |
| 3-in-1 Highline Card | Combine three essentials in one - £100 cheque guarantee card, cash card and debit card. Easy on your pocket and only one PIN to remember. |
| Student credit card | Student credit card with a credit limit of up to £500 and up to 56 days interest free credit. Please see summary box for interest free period. Typical 18.9% APR (variable). Apply for you credit card and student account at the same time. |
| Optional payment protection | Optional payment protection on your cards - worth up to £20 Cover yourself against your cards getting lost or stolen - register when you apply. |
| 24-hour online and phone banking | Check your balance, pay bills and transfer money - 24 hours a day. Free to join and 100% secure. |
| 10% off Travel-save | 10% on flights and holidays booked through Royalties membership services. |
| 25% off gigs and shows | Call Royalties Membership on 08705 62 55 55 to see what discounts you can take advantage of throughout the year. |
| Essentials Contents Insurance | Our Essentials Contents Insurance is perfect if you're going to be living in rented or university accommodation whilst studying. Benefit from great savings with lower premiums by only covering items that are most valuable to you. Cover items such as laptops, iPods and mobile phones and set up your policy on your university address until your residential address is confirmed. Premiums start from as littlie as £21 a year. All policies include cover for £50 cash in the home and up to £500 of credit card misuse. Vandalism cover is also available at no extra cost. For more details visit rbs.co.uk/essentials |