Important Information

Credit facilities: Over 18s only.

1. These offers are only available at Royal Bank of Scotland branches in England & Wales.

2. Only available to customers of The Royal Bank of Scotland who are/will be 1st year undergraduates commencing their first year Higher Education course in 2008 who open a Student Royalties account between 6 May and 31 October 2008, and use it as their main Student account.

3. Main Student account means the account should be used for the purpose of ordinary banking transactions including credits (your main student funding credited), debits, cashline transactions or Direct Debits and Standing Orders.

University Essentials

1. Only one offer per customer.

2. Details of how to access the offers will be outlined in your welcome pack which we will send to you once you have opened the account.

3. All account openings are subject to acceptance.

4. You will lose the right to benefit from the offer if we deem that your account has not been opened in accordance with the terms and conditions above.

5. The offer is not open to employees of The Royal Bank of Scotland Group of companies.

6. The savings are representative of those that can be achieved by opening or converting to Student Royalties Account.

7. £50 off Mobile Broadband - value based on £50 credited to your RBS Student Royalties account after the 3rd monthly payment when you take out 3 broadband contract of 12 months or over. See 3 website for full terms and conditions.

8. 25% off gigs and live shows - savings based on 4 tickets costing £30 each. Event booking service is operated for RBS by Affinion International Limited.

9. £100 off laptop - value based on £100 discount from retail price of ASUS laptop.

10. Payment card protection - savings based on Card Protection worth £20. Service is operated for RBS by Affinion International Limited.

11. Numbers vault - value based on £1.99 Phones4U Numbers Vault stand alone product for 12 months.

12. Cinema discounts - a years worth of unlimited 2 for 1 cinema entry to selected films at Vue cinemas. Savings based on average ticket price of £6 and visiting cinema once a month.

Student Royalties Account Terms and Conditions

Full terms and conditions, and details of how to access the offers are detailed in your Welcome Pack, which will be sent once the account is opened.

Card Protection - Call Royalties Membership Services to register credit and debit cards. Savings based on Card Protection worth £20. Service operated by Affinion International Limited.