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Royalties Gold current account

Benefits that could save you money and hassle Looking for deals? Get tailored rates on savings, credit cards, mortgages, loans and more with Royalties Gold. Or what about mobile phone cover - for up to two phones? There's also worldwide annual family travel insurance, independently rated with five stars by Defaqto.


A selection of your Royalties Gold benefits

  • 5 Star Defaqto rated worldwide Travel Insurance
  • Holidays with 10% off - selected holidays and flights come with a 10% discount when you book through Royalties Membership Services
  • Complimentary Car breakdown cover with Green Flag
  • Mobile Phone Insurance, for up to 2 phones (joint account holders)
  • Identity theft protection with up to £5000 of cover
  • Mobile phone banking - mini-statements and text alerts to your phone
  • Home Emergency cover offering up to £500 for repairs

Royalties Gold gives you savings of up to £896 for just £12.95 per month

Save up to £896
A selection of your Royalties Gold benefits - Find out more

Personal Loans at 8.9% APR typical

  • Borrow £20,000 or more at 8.9% APR typical
  • You could get a decision in minutes
  • Plus the money could be in your account the next working day
8.9% APR typical
Personal loans - Find out more

Green Flag car breakdown cover

  • Complimentary roadside cover with Royalties Gold
  • Plus cover if your car won't start at home
  • Your Money named Green Flag
    'Best online Breakdown Cover Provider' in 2004,
    2005, 2006, 2007
Green Flag car breakdown cover - Find out more

Royalties Gold Credit Card offer

  • 0% interest on balance transfers for 13 months (2.9% fee - min £5)
  • 0% interest on purchases for 6 months
  • Typical 14.9% APR (variable)
Royalties Gold Credit card offer - Find out more

Important Information

Credit facilities: over 18s only

Credit Cards

To take advantage of our 0% offer, balance transfers must be made within the first 3 months of account opening and are subject to a balance transfer fee of 2.9% (minimum 5). Existing RBS Credit Card customers are not eligible for this offer. Transfers from other Royal Bank of Scotland Group cards are not permitted. Balance transfers are limited to 95% of the credit limit. To benefit from the full period of any special offer, including any introductory special offer, you must not break any terms of your Credit Card Agreement.

Personal Loans

Rates depend on circumstances and loan amount. Money in your account next day applies to existing Royal Bank of Scotland Digital Banking customers who apply between 6.30am and 5:55pm Monday to Thursday (excluding public holidays). For customers who meet all of our credit requirements, have their loan application accepted and select to complete their loan documentation online, the loan funds will be available next working day from 9:00am.

Royalties Gold current account

Registration on the Royalties members website or with Royalties membership services is required for Identity Theft Protection and Mobile Phone Insurance. For full details of how you can access the benefits and savings quoted call Royalties membership services, visit us in branch or go to rbs.co.uk/royalties.