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• Open an account
• From civilian to officer
• Stay in touch
• Payments made simple
• Managing your money
• Mortgages

Open an account

Opening an account is easy - we don't require further proof of your UK or overseas address. New to the UK? Holt's make it easy to open an account.

It's also easy to switch your account to Holt's.
Switching to Holt's is easy and hassle-free. In fact, the process generally takes just two to four weeks to complete.

• Find out how to switch your account to Holt's

From civilian to officer

• Overdraft - get your finances into shape, with an overdraft of up to £2,000 for two years
• Overdraft repayment loan - borrow up to £2,000
• Loan - borrow up to £15,000 at a tailored rate (compared to our standard loan rates)

Stay in touch

• See us in person - at RMA Sandhurst, RAFC Cranwell and Britannia Royal Naval College
• 24/7 banking from anywhere - military banking experts are just a phone call away, during regular banking hours. Out of hours, call our 24 hour phone banking service
• Online banking - the quick and easy way to keep on top of your finances and make regular payments any time of day or night

Payments made simple

• Debit card - just use your card to pay directly from your bank account. Your card is accepted in many Naafi and SPAR shops
• Chequebook - vital for getting access to cash wherever you're serving, including operational tours

Managing your money

• Instant access savings - put aside some money with a standing order and make withdrawals from most cash machines in the UK and overseas. There may be a charge when you withdraw money from cash machines outside the UK
• Tax-efficient savings - by paying less tax, an ISA allows your savings to grow faster
• Here to help - need to order a new PIN, start a savings account or send money to family members? Call and we'll help you

Mortgages

• Your first property - talk to us for help to get on the property ladder. Looking to rent out a property while you're on a posting? Talk to Holt's