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With Holt's there are no call centres. If you call us from 9am to 5pm, Monday to Friday, you will be speaking directly to a military banking expert at our Centre of Excellence in Farnborough.

Here we hold accounts for the vast majority of Army Regiments, as well as a large proportion of Navy Ships and RAF Stations.

Our areas of expertise

• BFPO addresses - at Holt's, we treat these as UK addresses, helping to make your banking as easy as possible. And if you are not on the electoral roll we can still take care of your business
• Overseas postings - every day we work with large numbers of personnel serving overseas
• Military pay - we understand that Joint Personnel Administration (JPA) means your income will vary from post to post

The benefits of a specialist military bank

• A personal military banking service - Monday to Friday between 9am-5pm, someone who knows your account personally will take your call.
  Outside these hours, you can manage your money 24 hours a day, 365 days a year with the support of RBS telephone and internet banking services. (Except for short periods of essential maintenance.)
• Tailored lending- you can have a tailored mortgage that allows you to let your home in the UK while you are abroad without paying the usual Buy To Let taxes and fees
• A full range of benefits - you will still have access to all the services you would expect, such as mortgages, savings accounts and more
• An account designed for you - even the little details are taken care of, such as application forms designed specifically for military customers
• Heritage and security - Established in 1809, Holt's is fully owned by The Royal Bank of Scotland Group