Debit and credit card security


An extra layer of security for online spending


Concerned about using your cards online? Verified by Visa and MasterCard Secure Code protect your card twice, with a personal message and your own secret password.

How it works - four simple steps

  1. Shop online as usual and visit the checkout
  2. Enter your card details
  3. If the website uses Verified by Visa or MasterCard SecureCode, a personal message will tell you that the bank or organisation that issued your card is asking for your password
  4. Enter your password and click 'submit' - your identity is confirmed

Our internet guarantee

It can happen - you find a transaction using your details has been carried out on the internet without your knowledge or consent. Our response is simple: if you've registered with RBS Secure, we guarantee not to hold you liable for the fraudulent transaction.

Can I register more than one card?

Yes, you can register any Royal Bank of Scotland, MINT or NatWest credit or debit card. All cards must be in your own name.

Register your card now

If you don't register today, some retailers may ask you to register your card while you complete a purchase.

Manage your account

Be Card Smart Online

APACS, the UK Payments Association, recommend you follow this simple advice when shopping online:

  1. Keep your PC protected – you should use the latest browser and up to date anti-virus software
  2. Look for the padlock – a padlock symbol displayed in your browser window means your information will be handled securely
  3. Register your cards with Verified by Visa or MasterCard SecureCode
  4. Always log out after shopping online and remember to save the purchase confirmation email

For more information on safe online shopping, visit the Be Card Smart Online website.