Pension scheme planning


For your future. For your business.


An executive pension is clearly one of the most tax-efficient investments around. However, there’s much more to pensions than simply generous tax relief. With some careful planning, we could turn your pension in to a highly effective business tool.

Pension scheme planning – the benefits

  • Capital raising – you can use a pension to place capital in the most appropriate place. That could mean selling your business premises to the pension scheme, which releases capital you can invest in the business.
  • Manage your tax liabilities – your investment returns (including commercial property rental income) are virtually tax-free.
  • Protect your assets – when business assets are held within a pension, they are protected from business creditors.
  • Succession planning – choose to build up assets within a pension fund and you can provide yourself with an income in retirement, without selling the business.
  • Attract and retain talent – a well-funded pension scheme can give a business a competitive edge when it comes to attracting and retaining quality staff.
  • Manage your inheritance – in certain circumstances you may be able to pass your accumulated pension fund on to family members when you die.