Collecting payments

• Direct debiting via BACS
• Cash and cheque deposits
• Card payments

Making payments

• Direct crediting
• Cash and cheque payments

Card options

• Our cards
  • onecard
    • Benefits
    • onecard Gold
    • Online management information and services
    • Forms and guides
    • Contacts
    • Commercial card protection
  • Corporate Card
  • Purchasing Card
  • Lodge account
  • Trade onecard
  • Government and public sector
  • Multinational card
  • Approval2Buy
• Online card management

Managing payments

• Bankline internet banking
• Cheque verification service
• Data transfer service
• Electronic invoicing

Payment initiatives

• Faster Payments
• Paper Payment Advices
• Cheque clearing
• Single Euro Payment Area
• Payment Services Directive
• Cheque Guarantee Scheme Closure
• Cheque Replacement

Smart Data OnLine
Sophisticated management information

Smart Data OnLine is a secure management information system that helps you streamline your card administration, reduce paperwork and save time.

Smart Data OnLine lets you monitor spending at cardholder and management levels. You can create spending reports for every employee. And you can integrate all transaction information into your existing accounting systems.

Smart Data – Expense Reporting Management

Controlling and reporting employee business expenses is straight-forward with Smart Data OnLine Expense Reporting. This optional feature is easily deployed in your business, allowing you to manage expense reporting and approvals more effectively. It makes expense claims easier for your employees, whilst giving you greater control, more visibility and process efficiencies as paper administration can be cut and time savings realised.

With Expense Reporting you can:

• access an intuitive online workflow for managing business expense claims, making expense reconciliation easier for your employees
• customise approval rules and add any number of approvers to suit the needs of your business
• track the progress and status of expense claims and easily identify un-expensed transactions
• add non-card transactions to expense reports such as cash outlays and mileage claims, allowing employees to reconcile both card and non-card transactions in one place
• allow your employees to cost allocate their expenses, enabling you to export this information more easily to your accounting systems
• customise on-screen instructions to meet your requirements

Cards OnLine
Real time, secure card management

Cards OnLine is a secure card management and information system. It lets you check your balance and review transactions (in real time) on your onecard.

Features

• Access anywhere 24/7 – all you need is a secure internet connection
• Simple and secure password system lets you check your latest transactions and review your balance and available credit
• Improved business knowledge – you can access up to 13 months' data and download it straight to your accounting system
• Easy card management – administrators can change security details, email addresses and cardholder addresses, plus order replacement cards and close the account of former cardholders
• No charges – the Cards OnLine service is free

Find out more about Cards OnLine

RBS Secure

RBS Secure provides added protection when you buy online. It uses a password to authenticate internet payments, which means only the genuine cardholder can complete the transaction.