Solutions for
- Managing cash flow
- Expanding your business
- Acquiring vehicles & equipment
- Purchasing property
- Selling your business
Finance options
- Loans and overdrafts
- Asset finance
- Property finance
- Financing trade
- Invoice finance
- Corporate & Structured Finance
Specialist options
- Debt capital markets
- Funding pension shortfalls
- CREST securities settlement
- Self-invested pension plan
Managing risk
Variable rate loans
The flexible corporate
borrowing solution
Our variable rate loans are simple to arrange. The interest rate is linked to The Royal Bank of Scotland base rate; your company's repayments will be less if our rates go down, and more if our rates go up.
Talk to your relationship manager about the best repayment structure for you.
Variable rate loan benefits
- Drawdown to suit your business - you can delay drawdown of the loan for up to six months. We can also arrange staged drawdowns - with up to four drawdowns over 12 months
- Payment holidays - your business can request a capital repayment holiday of up to three years
- 25 year maximum term - for maximum flexibility
- Borrow from £26,000 - and there is no maximum loan amount
- Choice of repayment type - as well as the standard capital and interest loan, we can arrange interest-only or capital-only repayments on your variable rate loan
- Repay early - you can repay the loan in full before the term date, without any penalty
Get in touch
UK based? We do things locally. Find full details or have someone local call you.
Get in touch
Turnover under £1m?
Based outside the UK?