Currency loans

Finance solutions for trading in multiple currencies

Currency loans are useful tools for international trading businesses with cash flow in multiple currencies.

Your business can borrow in a variety of currencies. For each of these currencies you will need to set up a Royal Bank of Scotland currency account.

Currency loans benefits

  • Manage risk - the loan matches your business borrowing to your foreign currency risk
  • Flexible LIBOR rates - the interest rate is linked to London Interbank Offered Rate (LIBOR) for each currency
  • One month minimum term - with a 30 year maximum
  • £250,000 (or equivalent) minimum loan amount - there is no maximum loan amount
  • Fixed costs - interest rates are fixed for periods of up to 12 months

Legal information

You may have to pay a substantial charge if you choose to repay this type of loan before the end of the agreed fixed period. You should seek legal advice before entering into this agreement.