Fixed rate loans


Corporate borrowing your business can rely on


With a fixed rate loan, your business can plan payment amounts for a period of up to 10 years. It could be the ideal solution to help smooth financial planning and cash flow management.

Legal information

You may have to pay a substantial charge if you choose to repay this type of loan before the end of the agreed fixed period. You should seek legal advice before entering into this agreement.

Fixed rate loan benefits

  • Flexible terms - we can fix the rate from 1-10 years, and renegotiate thereafter
  • 25 year maximum term - for maximum flexibility
  • Payment holidays - apply for a capital repayment holiday of up to three years
  • Choice of repayment type - as well as a standard capital and interest loan, we can arrange interest-only or capital-only repayments
  • Borrow from £26,000 - and there is no maximum loan amount
  • Drawdown to suit your business - you can delay drawdown of the loan for up to six months. We can also arrange staged drawdowns - with up to four drawdowns over 12 months.