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Asset finance


Helping you fund almost any asset


Asset finance lets you make the most of your capital and you can use it for nearly every business asset, from cars to computers.



Whether you want to reduce depreciation costs on your balance sheet or simply fund the acquisition of new equipment, our asset finance team can put together a package to suit you.

Provided through Lombard, one of the UK's leading asset finance providers, we can help put almost any tangible asset to work in your business.

Security may be required and product fees may apply.

Local advice



With business centres in the UK, Ireland, Guernsey, Jersey, the Isle of Man and Gibraltar, Lombard is close to your business and your business needs.

Benefits of asset finance and management



  • Finance most types of asset – Lombard's size and experience means it can offer fully managed solutions for many different business assets, from technology and vehicles to plant and machinery
  • VAT savings – your business can normally claim the rental VAT for non-vehicle assets and vehicles used solely on company business. You can normally claim half the rental VAT for vehicles also used for private purposes
  • Low monthly payments – Lombard owns the asset, which keeps your costs down
  • From one asset to many – Lombard works with every kind of business, from sole traders right up to large national companies - whether it's one computer or a complete IT network
  • One comprehensive fee – servicing and maintenance costs can be included. Lombard can even arrange insurance to be added to the package
  • Flexibility – sell, enter into a secondary rental period or write off the asset at the end of the agreement
  • No disposal costs – as Lombard owns and disposes of the asset, you save time and resources. Lombard also fixes your exposure to depreciation costs

Annual Investment Allowance increased until December 2015



To find out more about how your business could benefit from the temporary increase in the Annual Investment Allowance, please click here

More on managing your assets



The Lombard website has in-depth information on asset management solutions for your business.

With Lombard you can finance almost any type of business asset, including:


Agricultural – Learn more about the range of agricultural farming equipment that Lombard can finance and the range of options we can offer to farmers.



Aviation – Whether it's for pleasure or business use, Lombard can arrange finance for fixed wing aircraft, jets and helicopters



Buses and coaches – Whether you need finance for buses or coaches including light and midi, single-decker, double-decker and hybrid, Lombard can help.



Cars and vans – From a single car or van to a whole fleet of vehicles, Lombard can offer you a range of options for financing vehicles for your business.



Commercial Transport – With extensive experience in the commercial transport sector, find out how Lombard can help finance heavy commercial vehicles and trailers.



Healthcare – Financing a wide range of healthcare assets for both public and private sector, find out how Lombard can help.



Manufacturing Plant & Machinery – From funding a single machine tool to a whole plant, learn more about how Lombard can support manufacturers



Marine – With over 55 years experience in marine finance, Lombard can help you finance yachts, powerboats, superyachts and commercial vessels.



Materials Handling & Construction – From back hoe loaders to wheeled loaders, from access platforms to fork lift trucks, there are a number of options Lombard can offer to finance assets for your business.



Professional Sector – With specialist products to fund Professional Indemnity Insurance and Partners' Tax Liability, find out how Lombard can help your business.



Public Sector – Lombard has public sector specialists who are experienced in working directly with local authorities or through public sector leasing frameworks and treasury advisers.



Renewable Energy – An ever increasingly important issue for all businesses, Lombard can support the investment in individual energy efficient assets and in wider building retro-fits and energy performance contracts.



Technology – Lombard finance a whole range of technology assets, from PCs to handheld devices, from data centres to telephony systems



Wealth – Lombard's specialist wealth team offers high net worth individuals impeccable service, first-hand industry knowledge and proven financial acumen to tailor solutions for luxury cars, superyachts and aircraft including helicopters


Security may be required and product fees may apply.

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A wide range of finance options to suit your business



Whether your business requires vehicles, equipment, machinery or new technologies, business assets are vital to your success.

At Lombard, we will tailor our comprehensive range of asset finance solutions to match your company's aspirations and cash flow. So you gain the assets your business needs to achieve its goals.

Security may be required and product fees may apply.

Finance & Leasing options from Lombard



Aviation Finance – finance for fixed-wing aircrafts, super jets and helicopters.

Capital Import Finance – for importing plant and machinery from abroad.

Contract Purchase – purchase assets with fixed payments.

Finance Lease – all the benefits of ownership without the downsides.

Hire Purchase – pay regular rentals with the option of buying the assets.

Invoice Finance – manage your invoices more effectively and improve your cashflow.

Marine Finance – finance for yachts, power boats, superyachts and commercial vessels.

Operating Lease – for high value or specialist equipment.

Sale & Leaseback – release the cash tied up in existing assets.

Unit Stocking Finance – for UK dealers for vehicles, caravans, agricultural equipment and more.

Triple Choice – more options at the end of your agreement.

Technology Finance – specialist finance for a wide range of IT assets.

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