Saving & deposit options

Clients' Monies

This page shows the existing Savings and Deposits interest rates. Historical interest rates are shown on a separate page.

Amount	Gross Rate % p.a.	AER%	Net Rate % p.a.	New rates effective from
Business Instant Access Reserve ...
£2,000,000 +	0.05	0.05	0.04	19/03/2009
£250,000 - £2,000,000	0.05	0.05	0.04	19/03/2009
£100,000 - £249,999	0.05	0.05	0.04	19/03/2009
£25,000 - £99,999	0.05	0.05	0.04	19/03/2009
£10,000 - £24,999	0.05	0.05	0.04	19/03/2009
£2,000 - £9,999	0.05	0.05	0.04	19/03/2009
£0 - £1,999	0.05	0.05	0.04	19/03/2009
Treasurer's Account ...
£25,000 - £500,000	0.05	0.05	0.04	19/03/2009
£10,000 - £24,999	0.05	0.05	0.04	19/03/2009
£2,000 - £9,999	0.05	0.05	0.04	19/03/2009
£0 - £1,999	0.05	0.05	0.04	19/03/2009

Amount	Gross Rate %	AER%	Net Rate %	New rates effective from
Bonus Saver: Including all standard quarterly interest bonuses ...
£2,000,000 +	1.05	1.05	0.84	19/03/2009
£250,000 - £2,000,000	1.05	1.05	0.84	19/03/2009
£100,000 - £249,999	1.05	1.05	0.84	19/03/2009
£25,000 - £99,999	1.05	1.05	0.84	19/03/2009
£10,000 - £24,999	1.05	1.05	0.84	19/03/2009
£2,000 - £9,999	1.05	1.05	0.84	19/03/2009
£0 - £1,999	1.05	1.05	0.84	19/03/2009
Bonus Saver: Excluding all standard quarterly interest bonuses ...
£2,000,000 +	0.05	0.05	0.04	19/03/2009
£250,000 - £2,000,000	0.05	0.05	0.04	19/03/2009
£100,000 - £249,999	0.05	0.05	0.04	19/03/2009
£25,000 - £99,999	0.05	0.05	0.04	19/03/2009
£10,000 - £24,999	0.05	0.05	0.04	19/03/2009
£2,000 - £9,999	0.05	0.05	0.04	19/03/2009
£0 - £1,999	0.05	0.05	0.04	19/03/2009
A conditional bonus interest of 1% (Gross pa) paid quarterly as standard, if you make no more than one withdrawal per quarter.

Amount	Gross Rate % p.a.	AER%	Net Rate % p.a.	New rates effective from
Direct Reserve ...
£250,000 +	0.25	0.25	0.20	19/03/2009
£100,000 - £249,999	0.15	0.15	0.12	19/03/2009
£25,000 - £99,999	0.15	0.15	0.12	19/03/2009
£10,000 - £24,999	0.10	0.10	0.08	19/03/2009
£2,000 - £9,999	0.10	0.10	0.08	19/03/2009
£0 - £1,999	0.10	0.10	0.08	19/03/2009
Direct Reserve Including Bonus ...
	Gross Rate % p.a. for first 12 months	AER% first 12 months	Net for first 12 months
Amounts in excess of £1 million	0.25	0.25	0.20	01/05/2010
£250,000 - £1 million	1.25	1.26	1.00	01/05/2010
£100,000 - £249,999	1.15	1.16	0.92	01/05/2010
£25,000 - £99,999	1.15	1.16	0.92	01/05/2010
£10,000 - £24,999	1.10	1.11	0.88	01/05/2010
£2,000 - £9,999	1.10	1.11	0.88	01/05/2010
£0 - £1,999	1.10	1.11	0.88	01/05/2010

Amount	Gross Rate % p.a.	AER%	Net Rate % p.a.	New rates effective from
Direct Deposit Account - this account is not available to new depositors ...
£250,000 +	0.05	0.05	0.04	19/03/2009
£100,000 - £249,999	0.05	0.05	0.04	19/03/2009
£25,000 - £99,999	0.05	0.05	0.04	19/03/2009
£500 - £24,999	0.05	0.05	0.04	19/03/2009
£0 - £499	0.00	0.00	0.00	19/03/2009

Amount	Gross Rate % p.a.	AER%	Net Rate % p.a.	New rates effective from
Tax Saver: Including standard quarterly interest bonuses ...
£2,000,000 +	0.55	0.55	0.44	01/07/2009
£250,000 - £1,999,999	0.55	0.55	0.44	01/07/2009
£100,000 - £249,999	0.55	0.55	0.44	01/07/2009
£25,000 - £99,999	0.55	0.55	0.44	01/07/2009
£10,000 - £24,999	0.55	0.55	0.44	01/07/2009
£2,000 - £9,999	0.55	0.55	0.44	01/07/2009
£0 - £1,999	0.55	0.55	0.44	01/07/2009
Tax Saver: Excluding standard quarterly interest bonuses ...
£2,000,000	0.05	0.05	0.04	01/07/2009
£250,000 - £1,999,999	0.05	0.05	0.04	01/07/2009
£100,000 - £249,999	0.05	0.05	0.04	01/07/2009
£25,000 - £99,999	0.05	0.05	0.04	01/07/2009
£10,000 - £24,999	0.05	0.05	0.04	01/07/2009
£2,000 - £9,999	0.05	0.05	0.04	01/07/2009
£0 - £1,999	0.05	0.05	0.04	01/07/2009
Please note: quarterly interest bonuses are payable when you make no more than three withdrawals per quarter. Please see the table below for bonus rates.

Amount	Gross Rate % p.a.	AER%	% Net
7 Day Notice Account ...
£0 - £24,999 +	0.30	0.30	0.24
£25,000 - £99,999	0.35	0.35	0.28
£100,000 - £249,999	0.40	0.40	0.32
£250,000 - £999,999	0.45	0.45	0.36
£1,000,000 - £1,999,999	0.50	0.50	0.40
£2,000,000 - £4,999,999	0.50	0.50	0.40
£5,000,000 +	0.55	0.55	0.44
14 Day Notice Account ...
£0 - £24,999 +	0.40	0.40	0.32
£25,000 - £99,999	0.45	0.45	0.36
£100,000 - £249,999	0.50	0.50	0.40
£250,000 - £999,999	0.55	0.55	0.44
£1,000,000 - £1,999,999	0.60	0.60	0.48
£2,000,000 - £4,999,999	0.60	0.60	0.48
£5,000,000 +	0.65	0.65	0.52
30 Day Notice Account ...
£0 - £24,999 +	0.55	0.55	0.44
£25,000 - £99,999	0.60	0.60	0.48
£100,000 - £249,999	0.65	0.65	0.52
£250,000 - £999,999	0.70	0.70	0.56
£1,000,000 - £1,999,999	0.75	0.75	0.60
£2,000,000 - £4,999,999	0.75	0.75	0.64
£5,000,000 +	0.80	0.80	0.64

Amount	Gross Rate % p.a.	AER%	New rates effective from
Client Deposit Manager interest rates ...
£0-£499	0.10	0.10	28/3/2011
£500-1,999	0.10	0.10	28/3/2011
£2,000-£24,999	0.10	0.10	28/3/2011
£25,000-£99,999	0.10	0.10	28/3/2011
£100,000-£249,999	0.10	0.10	28/3/2011
£250,000+	0.10	0.10	28/3/2011

Please speak to your Business Manager for the latest Treasury Reserve, Clients' Monies Service and Clients' Deposit Service interest rates.

Payment of interest gross or net depends upon individual circumstances.

'Gross rate' refers to the interest rate paid before the deduction of income tax.

This shows you what the gross interest rate would be if interest was paid and compounded on an annual basis.

This is the interest rate you are paid after the deduction of income tax.

Introductory bonus is not available to existing Bonus Reserve account holders.