Maintaining a healthy cash flow is important for any business, but when importing or exporting with companies in other countries, the processes involved can sometimes take longer than trading within the UK.

Whether you need funding to help you accept new international client orders, or you need funds for importing new machinery, RBS has a range of funding solutions to help ensure your business always has the cash it needs.

If you haven't found what you're looking for or have any additional questions please call us using the 'Get in touch' contact information.

Import loans

If your business involves paying for goods from overseas to fulfil your client orders, before your client pays you, you could find your cash flow stretched.

Import loans from RBS can help by providing your business with cash, to allow it to keep functioning normally while you fulfil your order, ship the goods to your client and await their payment. This short term loan is then repaid once the payment is eventually received.

Import loans from RBS can be completely tailored to each and every transaction and do not usually rely on traditional forms of security like other loans or mortgages.

Capital Equipment Financing

In the current climate, purchasing business assets with your working capital may not be the best method of acquisition. Leasing can help reduce the risks associated with purchasing assets outright and preserve your cash flow, allowing you to focus on delivering value to your customers.

Lombard (part of The Royal Bank of Scotland Group) offers a wide range of leasing solutions for most business assets, from plant and machinery and technology, to cars and commercial vehicles. Find out more at Lombard.

If you haven't found what you're looking for or have any additional questions please call us using the 'Get in touch' contact information.

From the moment you take an order from your customer, through manufacturing, shipping and ultimately to your customer receiving the goods, there are many places along this journey where your business may need funding support.

Pre-export finance

Pre-export finance can cover a range of uses. You may not have the funds to buy the raw materials or extra labour you need in order to fulfil a new contract.

RBS can organise pre-export loans that are tailored specifically to the length of your transaction. When your customer pays you, the loan is repaid. These short term loans do not usually require any forms of traditional security.

Post-export finance

Sometimes your customers may ask for extra time to pay you once you've shipped your goods to them, over a period of months or years. In fact you may secure more contracts due to offering your clients payment flexibility.

Like many businesses, if you cannot afford to wait for an extended period to get paid, talk to RBS about post-export finance. We can provide the cash flow you need to continue running your business, while your customer benefits from payment flexibility.

Invoice Finance

Invoice finance includes a number of funding solutions that allow you to turn unpaid invoices, inventory or assets into cash - typically, you can receive up to 85% of the value of your invoices within 24 hours of you notifying us. Invoice finance therefore removes the overhead of collecting debts from customers overseas.

For more information please visit RBS Invoice Finance

Supply Chain Finance

With each element in the supply chain under pressure to receive payment as early as possible, there is significant potential for hold-ups and other issues along the way. Our flexible and integrated supply chain finance solutions can help you overcome these challenges.

Leveraging the buyer's financial strength and approval of a supplier's invoices enables us to release working capital sooner at a very attractive rate of interest.
Suppliers will have earlier visibility of which invoices have been approved saving both time and cost in chasing outstanding receivables.
Buyers are able to retain working capital and can benefit from cheaper supply chain-related costs that can be translated into a lower cost of sales.

If you haven't found what you're looking for or have any additional questions please call us using the 'Get in touch' contact information.