Benefits


BusinessOne Charge Card

All the benefits you get with our BusinessOne Charge Card.



Summary TableBusinessOne Charge CardBusinessOne Charge Card Premium
Card Benefits
Interest-free period up to 38 days – improves cash flow and gives you breathing space if you need ityes yes 
Online tracking tools – Smart Data and Cards OnLine help you monitor spend, control costs and simplify your accounting. Track and analyse spend with key suppliers – then use the information to negotiate better dealsyes yes 
Cash when you need it – withdraw up to £500 a day from ATMs and your maximum cash limit from bank counters (in the UK and abroad) yes yes 
Simple and convenient – use online, on the phone and at millions of outlets worldwideyes yes 
Insurance and protection
Worldwide business travel insurance – £10m medical expenses and up to £2m personal liability-yes 
Travel accident insurance (495KB PDF) – up to £50,000 worth of insurance when you pay for overseas travel on your BusinessOne Charge Card yes yes 
Employee misuse insurance (495KB PDF) we'll cover you against card misuse up to £15,000 per cardholder and £1m per companyyes yes 
RBS Secure – helps prevent fraudulent use of your card onlineyes yes 
Merchant category group (MCG) blocking – lets you limit where employees can use your BusinessOne Charge Cardyes yes 
Identity theft protection – up to £150,000 of insurance cover for you and your business Optional Optional
Commercial card protection – 24hr worldwide assistance if your cards are lost or stolen Optional Optional
Exclusive discounts
Extensive range of discounts – to help save you money yes yes 
Discounted Airport Parking-yes 
Discounted airport Lounge membership with Priority Pass-yes 
Green Flag road side assistance-yes