Overdrafts

Manage your day-to-day
cash flow

Security may be required.

Your home or property may be repossessed if you do not
keep up repayments on your mortgage

Our committed overdraft facility could give your business the advantage of greater freedom and flexibility. So whether you've got future plans you want to put into action - or simply have some unexpected expenses to pay - that extra flexibility can always come in handy.

Overdraft benefits

  • Flexible terms - we can agree an overdraft for any period up to one year
  • Instant access - with our committed overdraft, your funds are ready to use when you need them
  • Borrow what you need - our relationship manager will agree your borrowing limit with you
  • Interest calculated daily - the variable interest rate is linked to our base rate. Interest is charged to your account quarterly

Protect your loan repayments

Business Loanguard could insure your repayments against the death, sickness or injury of the business owners, partners, directors and key employees. Subject to terms and conditions.