Government lending support


Providing support through government initiatives


When trading conditions are tough, your business needs all the support it can get. At RBS, we're committed to helping Small and Medium sized Enterprises (SMEs) meet the challenges of today’s economic climate – providing a range of government initiatives to help support you.

Here are just some of the ways we’re helping SMEs during 2011.

Enterprise Finance Guarantee (EFG)

Launched by the Government in January 2009, the EFG scheme supports us in lending to UK customers where traditional bank financing would not have been available due to a lack of security. It provides the Bank with a partial guarantee (75%) from the Government on borrowing, and means we are now able to offer qualifying businesses loans, overdrafts or invoice finance facilities of up to £1 million.

Borrowing supported by the EFG scheme can be used for a wide variety of purposes, including working capital and other business expenditure, and is available to a wide range of qualifying businesses.

Find out more about the EFG scheme


Regional Growth Fund (RGF)

RBS is proud to be supporting the RGF, an initiative created by the Department of Business, Innovation and Skills. The Fund has been established to support local economies and to encourage investment in the private sector, by safeguarding existing jobs and creating new jobs.

RBS Group have been allocated £70m from the RGF to provide support between 2011 and 2014 to qualifying SMEs, located in England (excluding London and the South East).

Find out more about the RGF


Security may be required. Product fees may apply. Over 18s only.

ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.