Borrowing options

• Fixed Rate Loans
  • Small Business Loan
  • Sterling Fixed Rate Loan
  • Fixed Rate Business Loan
• Business Term Loan
• Asset finance
• Professional practice loan
• Manufacturing Fund
• Applying for a loan
• National Loan Guarantee Scheme
• Government lending support

Managing cash flow

• Overdraft Price Promise
• Business overdraft
• Invoice finance

No product fees. No early repayment charges. Discounted interest rates.

At RBS, we’re committed to backing British business. That’s why we’re giving small businesses the opportunity to borrow from £25,001 up to £250,000 fee-free through our Fixed Rate Business Loan.

What our Fixed Rate Business Loan gives you:

• A fixed rate that gives you certainty of cash flow for the fixture period.
• No early repayment charges giving you the flexibility to repay your loan at any time
• Fee-free borrowing – no arrangement fees for new borrowing (for refinance borrowing an arrangement fee is applicable).
• Choice of loan amounts – borrow from a minimum of £25,001 up to a maximum of £250,000
• Repayment holidays – take a break from making capital repayments. Interest will continue to accrue during the payment holiday and your monthly payments may increase afterwards
• Staged drawdown – take the loan in stages when you need it, up to four drawdowns over 12 months
• A reduction of 1% on the interest rate – for customers qualifying for the National Loan Guarantee Scheme (NLGS). To find out more please visit our NLGS website .

To find out more about the Fixed Rate Business Loan talk to your Relationship Manager or call 0800 529 8063 or Typetalk 18001 0800 529 8063. Lines are open Monday to Friday 9am - 5.30pm (excluding Bank Holidays). Calls may be recorded.

Conditions: The product excludes property lending other than for owner occupation. The product is available for fully or partially secured loans only. NLGS is a limited Scheme and will be available on a first come, first served basis.

Security may be required for which a fee may apply. Over 18s only.