Agricultural Lending


Funding for agricultural land and buildings


Whether you need funds to buy agricultural machinery, land, property or livestock, or to make environmental improvements to your farm, we could provide the funds you need.

Benefits of our Farm Loan:

  • Variable rate – interest changes in line with changes in base rates.
  • Flexibility - keep payments low at the start of the loan.
  • Repay early - there's no penalty if you choose to repay the loan.
  • Payment holidays - take a short-term break from making repayments (interest continues to accrue during a payment holiday).
  • Interest-only loans - choose an interest-only loan and borrow up to 70% of the value of your farm over a term of up to 15 years. Interest-only mortgages allow you to pay off only the interest on your loan, not the money you borrowed in the first place. In order to repay the capital borrowed, you need to ensure you save money in a separate plan.

Security may be required. Product fees may apply. Over 18s only.

ANY PROPERTY USED AS SECURITY, WHICH MAY INCLUDE YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP WITH REPAYMENTS ON A MORTGAGE OR OTHER DEBT SECURED ON IT.